Building Your Dream Home

Building Your Dream Home – For most of my adult life, I had seriously considered someday building my Dream Home. Several years ago I finally got the chance. I had purchased a lake front lot with a tiny cottage on it. My initial intention was to utilize the property ìas isî, and someday raze the old cottage and build a new house in its place. After a couple of weekends in the musty old camp, I came to in conclusion that I had a need to speed up my timetable.

The main dream in building my own, a personal home was to do something while the General Contractor and to personally supply a lot of sweat equity. I accomplished both of these goals, however, it was not easy. There have been many roadblocks and bends in the trail over the way. In the subsequent parts of the chronology, I’ll review my experiences hoping that others may gain from my experiences.

Building Your Dream Home

Determining the Home Style and Size

Building Your Dream Home. After making your decision to raze the cottage and build a new house, I had to first figure out what type and size of the home to build. My lot was limited in proportions and required careful planning to ensure that I’d meet all the setbacks governed by town I lived in. Although I had these concerns, I decided to forgo the Architect route. Building Your Dream Home, I deemed it very costly and most likely not necessary for the design of home I wished to build. Instead, I found a handful of Home Plan magazines and surfed the internet for home designs. I also found an inexpensive software package for designing homes and floorplans. Following a week of reviewing home plans, I found one that met most of my requirements with regards to a floorplan. The footprint was smaller than I wanted, but I figured I could redraw a floor plan accordingly using my newly purchased Home Design Software Package.

The Home Design Software package was not as easy to use while the instruction manual implied, however after a couple of weeks I had a floorplan with the dimensional information.

Assuming the role while the General Contractor

As I had indicated earlier, among my goals was to assume the role as General Contractor on this project. I quickly learned that banks frown upon lending construction mortgages to everyday homeowners and to folks who have little professional building experience. Building Your Dream Home,  I obtained around this issue by deciding not to utilize the banks for financing. However, from what I learned later, it may have been possible for me to assume a design mortgage if I had quit my day job and applied for the loan as a ìfull time General Contractor. Indeed, I could have needed to accomplish a complete proposal to the financial institution with all costs and subcontractors identified, but that is necessary anyway.

While the General Contractor, I developed a build schedule and task list. A number of the top items included: Identifying subcontractors, pulling permits, and having a septic design approved.

Carefully Pick your Sub-Contractors

Identifying the best subcontractors is the most important task a General Contractor performs. Poor selection of subcontractors can result in delays in schedules, cost overruns, poor workmanship and strife between the different subcontractors on the job. Ahead of hiring subcontractors, it is important to see their current job sites. Review their work with existing job sites and mingle with the other subs to judge the working relationship. Additionally get two or three reference checks on the subcontractors. If you will find poor workmanship, personality issues, or references move on. Don’t accept second rate subs, even when it indicates slipping your schedule or costs goals, as you will most likely suffer even larger schedule slips or older costs by hiring the wrong people.

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Pulling Permits

Once you’ve selected and hired your excavator, chief framer, and foundation company, review with them your plans. Make sure you walk the website with them, and carefully stake out the home footprint, paying careful attention to lot setbacks, septic tanks, leach fields and well location. Once each is agreed upon with the home plans and the precise location of the home, contact the building inspector and review with him/her your plans. You will have to submit a really thorough package to the building inspector prior to getting approval. You can find frequently town and state forms that have to be done regarding wetlands, and home thermal analysis. Additionally, detailed engineering drawings of the proposed home may be required. Within my case, the Framer was able to assist in developing additional sketches of your home plan to make certain structural compliance to local, state and federal building codes. If I had used the first home plans I had obtained, those would have been sufficient. I also could have contacted an architect with my selected plans to provide additional details, however, it was not necessary in my own case.

Building Your Dream Home. After about a week and several hundred dollars later I had the permit to create a fresh home.

Septic Design

My home required a unique septic system on site. Consequently, I required a septic design and an associated permit for the newest home. Building Your Dream Home. I suggest pursuing this as early as possible in just about any new home project as this could take around 2-3 months to accomplish as both town and state approvals are required, and undoubtedly site and engineering work.

Without knowing exactly where the septic system and tank will reside, it might be difficult to find the actual position of the property and in many cases the building inspector might not approve the building permit until the septic design permit has been obtained. Building Your Dream Home, I was fortunate in that the property already had a small septic system on the lot, and so the building inspector gave me approval. I was at financial risk, however, in case the newest septic design wasn’t approved or needed to be repositioned from the proposed location. Fortunately that was false and I could progress on razing the cottage and beginning site work.

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